Insurance
No-one thinks they will ever get ill during a language course but, if it happens to you in Germany, you will need health insurance. We will help you find the best insurance.
A hint for your insurance after the language course
When you begin your studies in Germany, you must take out health insurance with a public or private health insurance company.
Our insurance partner, Care Concept AG, has some good offers for health insurance during your studies:
- Statutory student insurance with DAK Gesundheit
- Private health insurance for students with Care Concept AG
We will be happy to assist you with your choice of insurance, please contact us or send us an email.
How do I take out health insurance online?
By law you have to have health insurance in Germany. We recommend you take out insurance with Care Concept AG for your time with us. Follow this link to find out more and arrange insurance online:
Care College insurance for language students
Instructions:
- First click on “Online application”,
- then enter your personal details and information about your stay in Germany.
- Next, you select the appropriate tariff. Tariffs differ in price and what they cover.
- Payment can be made by direct debit, bank transfer, credit card or PayPal.
- You should receive a confirmation email within an hour. This confirmation email can be submitted to the embassy.
What do I need to know about going to the doctor in Germany?
If you need a doctor while you are studying with us, you will need to see a general practioner (Hausarzt or Allgemeinmediziner). The doctor will examine you and may send you to a specialist (Facharzt) if you need extra tests (e.g a dermatologist for skin problems or cardiologist for heart problems). They might give you a prescription. Take this to the chemist (Apotheke) to pick up your medicine. You can visit a dentist (Zahnarzt) or GU clinic (Frauenarzt) without visiting the doctor first. You should only go to a hospital if you have an acute emergency.
Which health insurance do I need for university?
You’ve made it! You’ve successfully completed a language course with us. Should you now want to start a university course in Germany there are a few things to organize; enrollment, accommodation and health insurance.
You will need to have either public or private health insurance when you start your studies in Germany, e.g. with our insurance partners Care Concept AG – for more information please follow the links below:
We are happy to help you choose your insurance. Please come and visit us.
Which health insurance do I need as a language student?
In order to stay in Germany you will need valid health insurance. If your insurance in your home country doesn’t cover health costs in Germany, you can take out affordable insurance through us that covers the time of your course.
We also recommend taking out liability and accident insurance. Liability insurance covers costs arising from unintended damage that you may cause (e.g. traffic accidents). Accident insurance provides additional cover to health insurance in the case of an accident.
KAPITO can organize all these insurances for you to cover even short-time courses. Please let us know if you need some help.